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Individual Savings

This savings account enables clients save money to meet future needs, emergencies and also encourage savings habit. The Individual Savings Account attracts interest on it overtime.

  • Minimum opening and operating balance is N1,000
  • Low entry balance
  • Easy access to your account
  • Payments can be made anywhere nationwide with our Pocket Money banking service
  • Available to all individuals
  • Expert financial advice available
  • Duly completed application form
  • 2 recent passport-size photographs
  • Current utility bill
  • A valid means of ID (national ID, driver’s license, voter's card or international passport)

1. Q: How do I open Individual Savings Account?
    A:  To open an Individual Savings Account, you need to fill out the account opening form, bring 2 recent passport-size photographs, utility bill and a valid means of identification to any LAPO MfB branch closest to you.

2. Q: Do I need a guarantor to open Individual Savings account?
    A: No

3. Q: Who can operate an Individual Saving Account?
    A: Anybody can operate the account