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Mid-Term Loan

This loan product is designed to reduce the waiting period of clients to zero and increase their cash flow. Mid-term loan can be accessed by members of a group as more funds to finance their businesses while still repaying their previous loans.

  • Facility amount: N10,000 (minimum) to N80,000 (maximum)
  • Methodology: Group
  • Duration: 8 months
  • Grace period: 2 weeks


  • Access to more funds while still repaying previous loan
  • No collateral
  • Lower interest rate
  • Flexible repayment structure
  • Expert financial advice available
  • Duly completed application form
  • Current utility bill
  • A valid means of ID (national ID, driver’s license, voter's card or international passport)

1. Q: What is the maximum amount I can access?
    A: N80, 000

2. Q: Do I need the consent of my Union leader before I can access this loan product?
    A: Yes.